Description
A farmette with tremendous potential AND an assumable VA loan at 2.75%! After nearly 10 years of loving this property as their home and little farm, the sellers are ready for its next chapter. Due to a pending divorce, and with both sellers' permission to share their circumstances, they have made the difficult decision to sell. Knowing the home, barn and grounds need updates and that neither seller has the resources to make those improvements, they have priced the property accordingly at $439,900, creating an opportunity for a buyer willing to bring their vision and some TLC. Current automated valuation estimates as of August 27, 2026, range from approximately $510,958 to $695,940, making the asking price particularly compelling. Approximately 5.6 acres with a charming Cape Cod, main-level bedroom with attached bath, large study, covered porch, 3-stall pole barn with tack room/hay storage, water and electric, and approximately 4.5 acres of previously fenced pasture, please note that most fencing has since been removed. The property has served its family and their horses, ponies, chickens, ducks, cats and dogs beautifully for nearly a decade. The standout financial opportunity: an existing VA loan at an exceptionally low 2.75% interest rate that may be assumable by a qualified buyer, subject to lender/VA approval and applicable requirements. Conveniently located approximately 20 minutes to Orange and Culpeper and 45 minutes to Fredericksburg and Charlottesville. Close to Commonwealth Horse Park, Lake Anna and area riding trails. Bring your horses, your vision and your imagination, this one is ready for its next chapter! UPDATED PHOTOS WILL BE ADDED BEFORE THE LISTING GOES ACTIVE. VA Assumability is not guaranteed and must be approved by the VA and Freedom Mortgage. Anyone, wanting to secure the assumable loan, must get prequalified through Freedom Mortgage. It is recommended that all interested parties, have this part done, prior to the listing going active!
Details
| MLS # | VAOR2015100 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Coming Soon-bright |
| Year | 1992 |
| Days On Site | 11 |
| Listing Provided By | Samson Properties | Julia Foard-Lynch |
Features
| Bed(s) | 3 |
|---|---|
| Bath(s) | 3 Total |
| SQ Feet | 1,764 |
| Basement | Y |
| Story(s) | 3 |
| Zoning | A |
| Acreage | 5.61 |
Interior
| Cooling | Central A/C, Ceiling Fan(s) |
|---|---|
| Heating Yes / No | Yes |
| Heating | Wood Burn Stove, Heat Pump(s) |
| Interior Features | Kitchen - Country, Kitchen - Table Space, Combination Dining/Living, Primary Bath(s), Wood Floors, Entry Level Bedroom, Floor Plan - Traditional |
| Appliances | Washer, Dryer, Dishwasher, Refrigerator, Icemaker, Oven/Range - Electric, Water Conditioner - Owned |
Exterior
| Construction Materials | Combination, Brick |
|---|---|
| Foundation Details | Concrete Perimeter |
Parking
| Garage Yes / No | No |
|---|---|
| Parking Features | Gravel Driveway |
Taxes
| Tax Annual Amount | 1911.91 |
|---|
Area Information
| State | VA |
|---|---|
| County | ORANGE VA |
| City | CULPEPER |
| Zip Code | 22701 |
| Area | ORANGE VA |
| Community Name | JABO |
| School District | ORANGE COUNTY PUBLIC SCHOOLS |
| Listing VS Median (in JABO) | |
Price: $439,900 low | high Med: $499,000 sqft: 1,764 low | high Med: 3,485 $ / sqft: $249 low | high Med: $143 On site: 11 low | high Med: 53 | |
Market Activity 22701
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| State | VA |
|---|---|
| County | ORANGE VA |
| City | CULPEPER |
| Zip Code | 22701 |
| Area | ORANGE VA |
| Community Name | JABO |
| School District | ORANGE COUNTY PUBLIC SCHOOLS |
| Listing VS Median (in JABO) | |
Price: $439,900 low | high Med: $499,000 sqft: 1,764 low | high Med: 3,485 $ / sqft: $249 low | high Med: $143 On site: 11 low | high Med: 53 | |